Payment Terms & Conditions
1. Scope of Policy
These Payment & Refund Terms (“Policy”) apply to all purchases made through the Catholic Creator Guild (“CCG”), which is a venture of Ipsum Audite LLC, an these terms are including but not limited to event registrations, courses, digital products, subscriptions, and related offerings.
By completing a purchase, you acknowledge and agree to the terms described herein.
2. Payments
2.1. All purchases must be paid in full at the time of checkout unless an installment plan is explicitly provided.
2.2. Payments are processed through third-party providers such as Stripe.
2.3. Payment processing fees are non-refundable, except where CCG cancels an event.
2.4. Prices are listed in U.S. dollars unless noted otherwise.
3. Event Tickets
3.1. Refunds (Attendee-Initiated)
Event tickets are non-refundable.
Refunds will be granted only in the case of:
(a) verified family emergencies; or
(b) serious health-related emergencies.
Refund decisions are made at CCG’s sole discretion. Approved refunds exclude non-refundable processing fees.
3.2. Refunds (CCG-Initiated)
If CCG cancels an event, the purchaser will receive a full refund, including processing fees.
If an event is rescheduled and the purchaser cannot attend the new date, a full refund will be issued upon request.
3.3. Ticket Transfers
Ticket transfers may be permitted on a case-by-case basis.
(a) Transfer approval is not guaranteed.
(b) The purchaser is solely responsible for locating the replacement attendee.
(c) All approved transfers must be processed through CCG to maintain accurate attendee records.
(d) CCG assumes no responsibility for failed or unsuccessful transfer attempts.
4. Courses and Educational Programs
4.1. Satisfaction Guarantee
Most CCG courses include a satisfaction guarantee. To qualify for a refund:
(a) the purchaser must complete the required portion of the course as stated on the product page; and
(b) the purchaser must submit a refund request within the guarantee window.
Refund requests made outside the guarantee window or without required completion may be denied.
4.2. Exceptions
Select programs—such as coaching, intensives, or cohort-based experiences—may carry different refund terms. Such terms will be displayed clearly at checkout and supersede this Policy where applicable.
5. Digital Products (Non-Course Items)
All digital products delivered immediately at purchase—including downloads, templates, guides, and recordings—are non-refundable once access is granted.
This policy is necessary due to the irrevocable nature of digital delivery.
6. Chargebacks
Purchasers agree to contact CCG before initiating any chargeback request.
Unauthorized or unwarranted chargebacks may result in removal from future CCG events or offerings.
7. Special Circumstances
CCG reserves the right, at its discretion, to make exceptions to this Policy in extraordinary circumstances, including verified cases of hardship. Any such adjustments shall not constitute a waiver of CCG’s rights under this Policy in future cases.
8. Policy Acceptance
By purchasing any CCG product or service, the buyer acknowledges:
(a) they have read and understand this Policy;
(b) they agree to abide by its terms; and
(c) this Policy forms the entire agreement governing the refund and payment conditions for the purchase.
Privacy Policy
Catholic Creator Guild – Privacy Policy
Last Updated: 11-13-2025
The Catholic Creator Guild, a venture of Ipsum Audite LLC, (“CCG,” “we,” “our,” or “us”) is committed to protecting your privacy and stewarding your personal information with transparency, integrity, and respect. This Privacy Policy describes how we collect, use, store, and share information when you visit our website, register for events, join our membership, purchase products, or otherwise interact with CCG.
By using our services, you consent to the practices described below.
1. Information We Collect
1.1. Information You Provide Directly
We collect personal information that you voluntarily provide, including:
Name
Email address
Mailing address (if needed)
Phone number
Payment details (processed by secure third-party providers)
Event registration information
Membership preferences
Directory opt-in details
Communication preferences
Any information you submit through forms, surveys, or applications
1.2. Automatically Collected Information
When you visit our website, we may collect limited technical data, such as:
IP address
Browser type
Device information
Pages visited
Referring URLs
General usage data
This information helps us improve our website, ensure security, and enhance user experience.
1.3. Payment Information
All payments are handled by trusted third-party processors such as Stripe.
CCG never stores full credit card numbers or sensitive payment data on our servers.
2. How We Use Your Information
We use personal information to:
Process event registrations, memberships, and purchases
Communicate updates, confirmations, and essential event details
Deliver digital products or course access
Provide customer support
Improve our offerings and website functionality
Send newsletters or marketing messages (if opted in)
Maintain community directories (opt-in only)
Fulfill legal and administrative requirements
Communicate relevant sponsor information (where appropriate and disclosed)
3. How We Share Your Information
3.1. Sponsors and Event Partners
Some Catholic Creator Guild offerings are sponsored.
In those cases:
Sponsors may receive attendee lists, including name and email,
only for the specific event they sponsor.
We never give sponsors more information than they need for fulfillment or communication related to the sponsored offering.
Sponsors are not authorized to sell or misuse this information.
We do not share your information with sponsors unless it is clearly tied to the product or event you registered for.
3.2. Membership Directory (Opt-In)
CCG may maintain a directory for members. This directory:
Is strictly opt-in
May include your name, location (optional), website, or professional information
May be shared with sponsors or higher-tier membership organizations (e.g., dioceses, apostolates, or partnering Catholic institutions) but only if you opt in
May be publicly accessible only if you explicitly choose the “public” option
If you do not opt in, you will not appear in any directory.
3.3. Third-Party Service Providers
We may share your information with trusted vendors who assist with:
Payment processing
Event ticketing
Email communication
Website analytics
Community platforms
Hosting and technical infrastructure
These providers are contractually obligated to safeguard your data and use it only for services related to CCG.
3.4. Legal Requirements
We may disclose information if required by law, subpoena, or to protect the rights and safety of CCG, our members, or the public.
4. What We Do NOT Do
We do not sell your personal information to data brokers or advertisers.
We do not distribute your information to the general market.
We do not publish your information publicly unless you explicitly opt into a public directory.
We do not share personal information unrelated to the event or product you signed up for.
Your information remains within the CCG ecosystem unless you voluntarily extend it beyond that.
5. Data Storage and Security
We take reasonable technical and organizational measures to protect your information from loss, misuse, or unauthorized access.
These include:
Secure servers
Encryption where appropriate
Limited access to personal data by authorized personnel only
Regular security reviews and updates
However, no digital transmission or storage method is 100% secure. By using our services, you acknowledge this inherent risk.
6. Your Rights and Choices
You may:
Opt out of promotional emails at any time
Request access to the information we hold about you
Request correction or deletion of your data (subject to legal or contractual limitations)
Update your directory preferences
Withdraw consent for directory or sponsor-sharing participation at any time
To make a privacy request, contact us at:
[email protected]
7. Data Retention
We retain information only as long as necessary to:
Fulfill the purpose for which it was collected
Comply with legal obligations
Resolve disputes
Maintain financial and administrative records
If you request deletion, some transactional data (e.g., receipts) may be retained to comply with accounting laws.
8. Children’s Privacy
CCG does not knowingly collect personal information from children under 13.
If we learn that such information has been collected, we will delete it promptly.
9. International Users
If you access CCG services from outside the United States, you consent to the processing and storage of your information in the U.S., where data protection laws may differ from your region.
10. Policy Updates
We may update this Privacy Policy from time to time.
If changes are significant, we will notify you via email or a prominent website notice.
Continued use of our services after updates constitutes acceptance of the revised policy.
11. Contact Us
If you have questions about this Privacy Policy or how we handle your data, please contact:
Catholic Creator Guild
Email: [email protected]